Industry: Lending Platform for MSME

Happy Loans is one of India’s fastest growing fully digital lending fintech targeting a multi billion dollar credit gap impacting small business owners. Happy loans provides instant credit line to small business owners using a smart tech digital platform. 

People need financial services for human mobility and economic growth, and this led them to believe that there is an opportunity to disrupt on this new era of digital transformation of financial services and build and scale India’s largest impact creator.

Happy Loans provides some innovative lending products like:

– Lockdown Loans

– 180 Day Loan

– Recharge Loans

– Invoice Discounting

HAPPY’s digital lending engine, has a multi – layered product structure that includes customer credit origination capabilities, advance multi category underwriting with risk profile enrichment tools and customer engagement frameworks to include repayments and sentiment predictability for businesses like POS, remittance, farming, transport, food and beverages, telecom and dairy.


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