Golden Tips for Gold Loan

As we celebrate International Women’s Day, it is important to acknowledge the financial challenges that women in India face. One of the biggest hurdles that women face is the lack of access to credit. This is where gold loans can play a critical role in empowering women financially, especially because India is the largest consumer […]


  The credit growth in India is experiencing a steady demand. One of the reasons for this positive economic growth indicator phenomenon is digitalization. LendingTech is the fastest-growing segment in FinTech. It accounts for almost 60% of the FinTech market with a market size of 270 billion USD in the year 2022. It is projected to […]

Digital Lending is Revolutionizing the lending Industry

India has a very high demand for credit because of the population and the number of industries that rely on nature for revenue. Due to the increased medical expenses and other financial difficulties, the pandemic significantly raised the need for borrowing. The procedures used by traditional lending institutions grew onerous when the pandemic struck the […]

Credit growth remains strong despite rate hike

Credit growth remains strong despite rate hike Credit demand in India will keep growing steadily, despite rising interest rates as the country’s economy recovers from the COVID-19 pandemic. The credit growth has been upward since the latter half of FY22 and has been in double digits since April 2022, despite a 190-basic point hike in […]

The growing prominence of Account Aggregators in India

The Fintech industry has witnessed unprecedented growth in India. Boston Consulting Group and FICCI estimate that the Fintech industry will grow three times as valuable in the next five years, surpassing the $150-160 billion mark by 2025. Apart from market growth, accomplishing higher financial inclusion remains paramount for this industry. Reserve Bank of India (RBI) […]

Outlook on the rising Indian FinTech

In recent years, FinTech has attained unprecedented growth in India, ranked the third-largest globally, and valued at a whopping $31 billion. Given the aggressive reliance on technologies these days, the value of FinTech is sure to redefine several market benchmarks. In my previous article I already shared the figures that represent India’s FinTech growth story and […]

Why Early-Stage Venture Capital Makes Sense

‘Venture capital is about capturing the value between the start-up phase and the public company phase’, commented Fred Wilson upon being asked what Venture Capital means to him. Fred is an American businessman and a Venture Capitalist with investments in Web 2.0 companies such as Twitter, Tumblr, Foursquare, Zynga, and many others. While I second the […]

Borrower’s Protection, Transparency & Accountability: RBI Guidelines on Digital Lending

  Reserve Bank of India has released a detailed set of guidelines for digital lending. The Reserve Bank’s regulatory framework is focused on the digital lending ecosystem for RBI’s Regulated Entities (REs) and the Lending Service Providers (LSPs) engaged by them to extend various permissible credit facilitation services. Announced for immediate implementation on 10th August […]